Services

What we offer

Our Credit Repair Services

Credit Bureau Challenges

Credit reports often contain errors that unfairly impact your score. We work directly with the three major credit bureaus—Experian, Equifax, and TransUnion—to dispute inaccurate negative items, ensuring your credit report is fair and up to date.

Inquiry Challenges

Too many hard inquiries can lower your credit score and signal financial instability to lenders. If you have unauthorized or outdated inquiries, we help challenge and remove them to boost your creditworthiness.

Name Variance Challenges

A misspelled or incorrect name on your credit report can create confusion and lead to incorrect accounts being linked to your profile. We ensure that your name is correctly updated, reducing the risk of credit mix-ups or fraud.

Address Variance Challenges

Multiple or incorrect addresses on your credit report can raise red flags for lenders and cause verification issues. We work to remove outdated or inaccurate addresses, ensuring your credit profile remains consistent and reliable.

Goodwill Interventions

If you have a late payment history but an otherwise good track record, we reach out to creditors on your behalf to request goodwill adjustments. Many creditors are willing to remove minor negative marks if you have a history of responsible financial behavior.

Escalated Information Requests

When standard dispute processes don’t resolve errors, we take an aggressive approach by escalating information requests. We work directly with credit bureaus, creditors, and regulators to ensure that all reported information is accurate and properly verified.

How It Works

A Simple & Effective Process

At A+ Credit University, we make credit repair easy and stress-free. Our proven 4-step process helps you remove inaccuracies, improve your credit score, and unlock new financial opportunities.

Free Credit Consultation

We review your credit report, identify errors, and create a custom plan to improve your score.

Dispute & Removal

We challenge inaccurate items with credit bureaus and creditors to ensure fair reporting.

Goodwill & Score Boosting

We request goodwill removals and provide strategies to help you build and maintain strong credit.

Ongoing Support

We track progress, offer expert advice, and help you stay on the path to financial success.

Choose Package

Affordable & Transparent Credit Repair

Essential Plan

Designed for: Individuals with mild to moderate credit issues

599

/ 6 Months

Elite Plan

Designed for: Individuals with severe credit issues and those looking for long-term improvement

999

/ 12 Months

Couples Plan

Designed for: Couples working together to improve credit

999